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Shannon Thomas

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Shannon Thomas

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🚨🚨🚨PSA: When you get your Tax Refund Check this year DO NOT start paying things off on your Credit to buy you a Home‼️ DO IT THE RIGHT WAY....I’ve said it before and I’ll say it again if your goal is to buy a Home🏠 COME SPEAK WITH ME AND LET&#039;S GET A SPECIFIC ACTION PLAN FOR YOU‼️You may not even have to pay off the things you think you have to pay🤯<br /> <br /> 🧐Did you know that if your collections are medical they are ❌NOT❌ required to be paid to purchase a Home❓<br /> <br /> 🧐Did you know that if your collections are NON-medical but total less than $2,000 they are ❌NOT❌ required to be paid to purchase a Home❓<br /> <br /> 🧐Did you know if you have a chargeoff or repossession (whether it was voluntary or involuntary) that it is ❌NOT❌ required to be paid to purchase a Home❓PEOPLE PURCHASE HOMES EVERYDAY WITH REPOSSESSIONS🤯<br /> <br /> 🧐Did you know that if you have a negative over 24 months it may not hurt your chances of purchasing a Home because the past two years are most important in Homebuying so ❌STOP❌ PAYING 4,5,6-year-old accounts off‼️<br /> <br /> 🧐Did you know that in SC if a debt is older than 3 years old then you cannot be sued for it and it may not be beneficial to pay it for you to get a Mortgage❓<br /> <br /> 🧐Did you know building positive credit is wayyyyy more important than getting rid of negatives❓ I.E pay down your credit cards b4 paying a collection or get a credit card if you don’t have one and keep the utilization low or add a positive installment loan.<br /> <br /> 🧐Did you know being added as an authorized user to someone’s account doesn’t help you get a Mortgage like you think it does and is actually frowned upon🙀<br /> <br /> 👉🏾👉🏾👉🏾A lot of people are waiting to even start the process because they do not truly know where they stand. 90% of the people I speak to have never even seen their Mortgage Scores, and probably 95% do not even know a Mortgage Score exists. Most are checking their scores and credit on Credit Karma and have no idea about where they really are so they put it off. RIGHT NOW IS THE TIME TO BUY‼️RATES ARE HISTORICALLY LOW AND WE DON’T KNOW FOR HOW LONG IF YOU WAIT YOU MAY BE VERY DISAPPOINTED IF YOU MISS OUT ON A CHANCE TO GET A RATE LOWER THAN 3% WHICH MEANS LOWER MONTHLY PAYMENTS‼️<br /> <br /> 🏡 If you truly want to know what you need to do to buy a Home speak with ME and more importantly don’t be afraid for us to run your Credit because that is the only way to truly know what you need to do. Inquiries ❌DO NOT❌ affect your MORTGAGE scores much (1-9 points at most) and sometimes NOT AT ALL, so get out of the fear of not wanting your Credit ran.<br /> <br /> <a href="/events/895299059000140/?acontext=%7B%22action_history%22%3A%22null%22%7D">SPRING FORWARD INTO YOUR NEW HOME open house</a> will get you IN LINE. FOLLOW THE EVENT PAGE FOR MORE INFORMATION . <a href="https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.eventbrite.com%2Fe%2F834261116457%3Faff%3Doddtdtcreator&amp;h=AT3L8VjGM6vtYcF0znTRIfGlZBDY4T4kI3mfrfrIIyrC7KYr9mjrWQNP9EuPQ-MM43tVeh9QokyOsep8si04n1faXYG52iwEkv7jJBMs4ODBADU_DrQio-qz7TIXZ4fa2_AK7wvvZmCiLZDCIE5y5D7T6xngR1alQj9chA8_Fm8" rel="nofollow noreferrer" target="_blank" data-lynx-mode="asynclazy">https://www.eventbrite.com/e/834261116457?aff=oddtdtcreator</a><br /> <br /> 🗣🗣🗣 Let&#039;s setup a consultation I am a licensed Realtor in SC <br /> <br /> 📢 📢803-665-8160 i can help‼️<br /> Commdev2023&#064;outlook.com <br /> <br /> #sharingiscaring

Shannon Thomas

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