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Created 2/28/25, 1:51 AM
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instagram.com

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Visit Instagram profile

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http://instagram.com/rachel_talksmoney

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Racheltalksmoney BU

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HERE 👇🏻

If you’re making huge payments towards your card every month (I’m talking thousands a month) but the balance NEVER really go down, this is most likely the mistake you’re making.

BTW - if you’re new here, I’m Rachel, I’m a money coach teaching high-income earners to pay off debt & save money.

Hit that follow button if you know you need that in your life.

So - your problem isn’t that you aren’t paying enough… you are.

The problem is that you have no idea how much your life costs you.

Confusing, right?

Your credit card 💳 debt doesn’t go down because you still use the cards.

You use the cards (even though you probably have an inkling you shouldn’t) for the point…and because having no money in your checking account is the real problem.

Your huge card payments, combined with your huge housing & vehicle costs mean that your checking account is running on fumes.

Sure, it’s fine after payday, but you sorta suspect that if you tried to live off the cash, you’d run out waaaaay too soon for comfort.

If you actually knew how much it simply costs for you to exist, you would be able to use just your cash and put extra towards the cards.

You don’t even really need a complicated line-by-line budget. You just need some real data and some willingness to trust the process.

Sounds good to you?

Comment 𝗚𝗥𝗢𝗪 to learn more about what it looks like to work with us & see if our coaching program might be the loving kick in the pants you need to get out of debt once and for all!

đź’¸Follow @rachel_talksmoney
đź’¸Follow @rachel_talksmoney
đź’¸Follow @rachel_talksmoney

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Racheltalksmoney BU

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