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| Body | Natty’s Nook Episode 55: “How to Accidentally Ruin Your Home Purchase” 🫢 So, you’re under contract on a home—congrats! Now, let’s make sure you actually make it to closing without accidentally sabotaging your loan approval. You already know not to open a new credit card, finance a new car, or go on a furniture shopping spree (because big purchases impact your debt-to-income ratio and credit score). But here are some lesser-known mistakes that could cost you your dream home: 🚨 Switching or Quitting Your Job – Even if it’s for a better position, lenders verify employment multiple times before closing. Any changes could put your loan in jeopardy. 🚨 Depositing Large Sums of Cash – Lenders need a paper trail for all your funds. Depositing a random $5K from your side hustle (or Grandma’s “helping fund”) can raise red flags. 🚨 Missing a Bill Payment – Even one late payment can ding your credit score and affect your loan approval. Set reminders or go on autopay mode! 🚨 Ignoring Lender Requests – Your lender will ask for additional documents throughout the process. Delays in providing these can delay—or even cancel—your closing. 🚨 Changing Bank Accounts – Lenders track your assets. Moving money around or switching banks can cause unnecessary complications. Moral of the story? Stay financially boring until after closing day! Drop a 🏡 in the comments if you learned something new! #nattysnook #homesbynat homesbynat #relevatehomes #kellerwilliams #buyinhighlandsranch #buyindenver #littletonrealtor #littletonrealestate #highlandsranchrealestate #highlandsranchrealtor #denverrealestate #denverrealtor #castlerockrealtor #coloradospringsrealtors #coloradospringsrealtor #lakewoodrealtor #visitlittleton #visitdenver #visitcolorado #visitcastlerock #visithighlandsranch #realtorlife #visitevergreen #firsttimehomebuyer #buyincolorado #buyinlittleton #realestatetips #realestatetipsoftheday #realestatetipsandtricks @natalya.yourcoloradorealtor |
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