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| Created | 2/28/25, 1:51 AM |
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| Caption | www.kristenfernandez.com |
| Cta Text | Learn more |
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| Display Format | VIDEO |
| Title | Clinicians - Get My Free 5 Steps to Financial Freedom |
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| Link Url | https://www.kristenfernandez.com/5steps?utm_source=facebook&utm_medium=cpc&utm_campaign={{campaign.name}}&utm_term={{adset.name}}&utm_content={{ad.name}} |
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| Page Name | Kristen Fernandez |
| Page Profile Picture Url | https://scontent-iad3-1.xx.fbcdn.net/v/t39.35426-6/482023014_2955129621335074_3966039103817871148_n.jpg?stp=dst-jpg_s60x60_tt6&_nc_cat=104&ccb=1-7&_nc_sid=c53f8f&_nc_ohc=cFNBs-xNCBQQ7kNvgGclEDd&_nc_oc=Adjz6IPaUQlY5F2RpxeNlp6p9zwRhpCM5n4q2PQFVX8TlCw3RaP4a0oobyoqhMoteKvoacsD3rSZzBZ2LxI9p-Te&_nc_zt=14&_nc_ht=scontent-iad3-1.xx&_nc_gid=AsBEZE-y_M8-jZzeAPWEjyO&oh=00_AYAlWwA_isYhEJqsKexzfwGcfHM9UzpOKZMWkIeQc3g8pQ&oe=67C726C7 |
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| Body | Taking control of your finances doesnโt have to feel overwhelming. These milestones will help you take the first steps toward financial stability: 1๏ธโฃ ๐๐ฉ๐๐ง๐ ๐ฅ๐๐ฌ๐ฌ ๐ญ๐ก๐๐ง ๐ฒ๐จ๐ฎ ๐๐๐ซ๐ง. A budget isnโt about restriction; itโs about making your money work for you. The 50/30/20 approach (50% for needs, 30% for wants, 20% for savings) is a great starting point. Find what fits your life and goalsโno two budgets look the same. 2๏ธโฃ ๐๐๐ฒ ๐จ๐๐ ๐ก๐ข๐ ๐ก-๐ข๐ง๐ญ๐๐ซ๐๐ฌ๐ญ ๐๐๐๐ญ. That APR on your credit card? Itโs eating into your future. Anything over 7% is considered high-interest debt. Credit card APRs can range from 16-29% and compound dailyโso start tackling this as soon as you can. 3๏ธโฃ ๐๐ฎ๐ข๐ฅ๐ ๐๐ง ๐๐ฆ๐๐ซ๐ ๐๐ง๐๐ฒ ๐๐ฎ๐ง๐. Life happens (and usually at the worst times). Save at least $1,000 to start, then work toward 3-6 months of living expenses. Itโs not about perfection; itโs about progressโand avoiding those โuh-ohโ moments. 4๏ธโฃ ๐๐๐ฏ๐ ๐๐จ๐ซ ๐ซ๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ. Max out your 401(k) or 403(b) if your employer offers a matchโthatโs free money! If you donโt have an employer plan, IRAs are a fantastic option with tax benefits. Because who doesnโt want to retire one day and sip margaritas by the beach? 5๏ธโฃ ๐๐ง๐ฏ๐๐ฌ๐ญ ๐ญ๐จ ๐ ๐ซ๐จ๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ง๐๐ฒ. ETFs, index funds, and mutual funds are simple ways to grow your wealth while minimizing risk. The goal? Let your money work harder than you do (youโve already got enough on your plate). โจ Your financial future starts with small, consistent steps. Start with one milestone and build from thereโthis is about creating a life that aligns with your values and goals. ๐ก Ready to take the first step? ๐๐๐ญ ๐ญ๐ก๐ ๐๐ซ๐๐ ๐ ๐ฎ๐ข๐๐ ๐ง๐จ๐ฐ ๐ญ๐จ ๐ ๐๐ญ ๐ฌ๐ญ๐๐ซ๐ญ๐๐. >>> https://www.kristenfernandez.com/5steps |
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| Current Page Name | Kristen Fernandez |
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| Page Profile Uri | https://www.facebook.com/61572237399987/ |
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| Cta Type | LEARN_MORE |
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