active

301960519622341

person_profile

eligible

NONE

610991756087185

Aaron Cirksena

6600968493910

go.aaroncirksena.com

Learn more

NONE

video

Top 3 Retirement Mistakes That Cost Many People 30% Of Their Nest Egg At Retirement

https://go.aaroncirksena.com/optin1713265966105

Aaron Cirksena

https://scontent-iad3-1.xx.fbcdn.net/v/t39.35426-6/440408567_1075845616840939_5086069622450281966_n.jpg?stp=dst-jpg_s60x60&_nc_cat=102&ccb=1-7&_nc_sid=c53f8f&_nc_ohc=lQ50IH1f_jIQ7kNvgHBlaL7&_nc_ht=scontent-iad3-1.xx&oh=00_AfC24DvQh7h_93khqGotS0qHrzzFiBPG3LGPZAfjYi2Dlg&oe=66419B3C

person_profile

MDRN Capital ™

https://scontent-iad3-2.xx.fbcdn.net/v/t39.35426-6/438240726_1471672326770068_494420273409023662_n.jpg?_nc_cat=100&ccb=1-7&_nc_sid=c53f8f&_nc_ohc=S07kPxVy-SIQ7kNvgEWtYwy&_nc_ht=scontent-iad3-2.xx&oh=00_AfDYTQpey5OzCFZ8dXAA1589tP7kVRTjrsduzDfs-0UJNA&oe=6641AF8E

If the stock market is averaging 11%, why can you only take out 4%? <br /> <br /> Dave Ramsey asked this question on his popular money show.(1) <br /> <br /> Dave even once said that you can invest in good mutual funds and get 12% returns yearly and live off of 10% or less a year.(2)<br /> <br /> Wow. Just wow. I’m shocked that people are still going to Dave Ramsey for retirement advice. <br /> <br /> As a fiduciary retirement planning specialist…<br /> <br /> I think that is dangerous advice. <br /> <br /> This is the problem with most money advice; even from somewhat credible finance gurus like Dave Ramsey.<br /> <br /> Most of it is designed to make you money when you are in the Wealth accumulation mode.<br /> <br /> Which is fine until you enter the wealth distribution mode. Then you start taking withdrawals out of your portfolio.<br /> <br /> The problem is withdrawals compound negative losses.<br /> <br /> For example, if you retire during bad market years and you’re taking income out of your portfolio, you are essentially compounding the negative losses which can quickly deplete your principal, which can make it very difficult to recover.<br /> <br /> Because if your portfolio is down by 50%, you need a 100% gain to get back to even. And if you’re taking 4% or 5% or 10% out like Dave Ramsey sometimes suggests(2), those are all additional negative points to your return and which makes it even more difficult to recover.<br /> <br /> There are a lot of misconceptions about money in retirement. And it’s normal because the rules of money change in retirement. The strategies that worked to help you build a large nest egg, are not the same strategies you need to use to convert your nest egg into reliable income in retirement. <br /> <br /> That’s why I feel a responsibility as a fiduciary retirement planning specialist to better educate America on retirement strategies that work.<br /> <br /> My name is Aaron Cirksena. I’m a retirement planning specialist working under the fiduciary standard... which means I’m obligated by law to act in your best interest. Over the past decade, I’ve helped hundreds of high net-worth individuals to better plan for retirement... and maximize their retirement income. My goal is to uplift America with better retirement strategies. That’s why I want to give you my new retirement planning 10 minute video at no cost to you.<br /> <br /> Click the learn more button below to watch it now at zero-cost. (No email or phone number input needed)<br /> Inside, you’ll learn<br /> Number one. One overlooked risk that can increase your chances of running out of money in retirement<br /> Number two. How I help my clients get some of the stock market upside... while completely protecting some of their assets from stock market downside... using our refined retirement process<br /> Number three, Why average returns may be costing you money in retirement… and more.<br /> The video is at zero cost to you. You don’t need to give me your phone number or email to watch it. Click the button below to access it immediately. I’ll see you in a bit.

Aaron Cirksena

https://facebook.com/aaronjcirksena

LEARN_MORE