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Active 1
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Version 3
Page Like Count 66
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Startdate 1,705,824,000
Created 1/22/24, 8:04 PM
Modified 9/12/24, 4:51 PM
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active

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Pagename

Simple Mortgage LLC

Reachestimate
Reportcount
Ad Creative Id

120204383875170415

Byline
Caption
Cta Text

Call Now

Dynamic Versions
Effective Authorization Category

NONE

Display Format

image

Title

How to “Fix” a Bad Credit Score

Link Description

Fixing your credit can take time. Learn more about what is considered a bad credit score, how to improve it and how to maintain a good credit score.

Link Url
Page Welcome Message

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Page Name

Simple Mortgage LLC

Page Profile Picture Url

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person_profile

Instagram Actor Name

Simple Mortgage LLC

Instagram Profile Pic Url

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Instagram Url
Instagram Handle
Body

Understanding Credit Score:<br /> <br /> Bad credit score is typically below 670 on the FICO® Score scale.<br /> Ranges: 300-579 (Poor), 580-669 (Fair), 670-739 (Good), 740-799 (Very Good), 800-850 (Exceptional).<br /> <br /> Consequences of Bad Credit Score:<br /> <br /> -Potential rejection for loans, credit cards, and rentals.<br /> -Required security deposits for utilities.<br /> -Difficulty getting a new cell phone contract.<br /> -Issues during employment background checks.<br /> -Higher insurance premiums in some states.<br /> <br /> How to Improve Bad Credit Score:<br /> <br /> -Check your credit score for free and identify factors affecting it.<br /> -Pay bills on time, as payment history is crucial (35% impact on FICO® Score).<br /> -Pay down debt and keep credit utilization below 30%.<br /> -Avoid new hard inquiries, as they impact your credit score.<br /> -Utilize tools like Experian Boost® to strengthen credit.<br /> -Get help building credit through authorized user status, cosigners, or secured accounts.<br /> <br /> Maintaining a Good Credit Score:<br /> <br /> -Pay all bills on time and maintain low credit card balances.<br /> -Length of credit history (15% impact) is important, so keep old accounts open.<br /> -Credit mix (10% impact) is beneficial, but managing credit cards effectively is key.-<br /> -Be cautious of organizations promising quick credit repair for a fee.<br /> -Regularly check credit report and score to stay informed about your financial status.

Branded Content
Current Page Name

Simple Mortgage LLC

Disclaimer Label
Page Profile Uri

https://facebook.com/SimpleMortgageFairFax

Root Reshared Post
Cta Type

CALL_NOW

Additional Info
Ec Certificates
Country Iso Code
Instagram Branded Content
Statemediarunlabel